PM Surya Ghar Yojana is a national rooftop solar scheme designed to help Indian households install solar panels at very low cost. It’s a government-backed push to make clean energy affordable for everyone, especially middle-class and lower-income families.
PM Surya Ghar Yojana provides direct financial subsidies to homeowners who install rooftop solar systems. The subsidy is sent straight to the consumer’s bank account, reducing the upfront cost of going solar. The goal is simple: make homes self-reliant in electricity and reduce monthly bills.
A quick breakdown of how it helps households:
1. Big Subsidies on Solar
Depending on the system size, the government covers a major part of the cost, making rooftop solar much more affordable.
2. Lower or Zero Electricity Bills
Homes can generate their own power and cut their electricity bill drastically. Some families end up paying almost nothing per month.
3. Easy Online Application
The scheme can be applied for through the official portal, where you select your state DISCOM, fill details, and get approval.
4. Empowering Middle-Class Families
The initiative aims to help 1 crore households adopt solar energy, reducing their financial burden and supporting clean energy growth.
What Will a Customer Get Under PM Surya Ghar Yojana?
A homeowner receives a complete package of financial support, energy savings, and long-term benefits. The scheme is designed to remove the burden of high upfront cost and make solar adoption simple.
1. Direct Government Subsidy (Transferred to Your Bank Account)
The biggest advantage is the substantial subsidy the government gives on rooftop solar installation.
This amount is credited directly to the customer’s bank account after installation and inspection.
It significantly lowers the total cost of the system, making solar far more affordable.
2. Reduced Monthly Electricity Bills
By generating your own power from rooftop solar panels, your monthly electricity bill drops sharply.
In many cases, households can bring their bill close to zero, depending on system size and consumption.
3. 300 Units Free Electricity (For Eligible Households)
Under the Muft Bijli initiative, eligible families can enjoy up to 300 units of electricity free every month through solar generation and net metering.
4. High-Quality MNRE-Approved Components
Customers receive solar panels, inverters, and mounting structures approved by MNRE (Ministry of New and Renewable Energy).
This ensures safety, reliability, and long-term performance.
5. Net-Metering Facility
Your home gets connected to the grid with a net meter.
This lets you earn credits for excess electricity generated during the day, further reducing your bill.
6. Installation by Certified Professionals
The entire installation is carried out by authorized vendors following strict quality standards.
This includes designing, mounting, wiring, testing, and commissioning of the system.
7. 5-Year Warranty on System Performance
Most rooftop solar systems installed under this scheme come with a 5-year performance warranty on workmanship and system operation, ensuring peace of mind.
8. Monitoring and Support
You get access to system monitoring options—either through a mobile app or inverter display—so you can track your daily generation.
Support is available for maintenance or troubleshooting when required.
9. Long-Term Savings (25+ Years)
Solar panels continue producing electricity for more than 25 years.
This means decades of reduced bills and protection from rising electricity prices.
10. Increases the Value of Your Home
A home equipped with government-backed rooftop solar naturally attracts better resale value due to lower running cost and modern upgrades.